We want to make the process of organising a funeral as simplified as possible. We are here to complete forms, organise venues, catering, music, orders of service etc. Tell us what you want and leave the rest to us.
Take away the stress for your loved ones by pre-paying for your funeral. All funds are invested in a Client Fund Service provided by Bank of New Zealand. The Client Fund Service is audited by an accountant annually.
- Set aside a sum of money for the purpose of meeting your funeral expenses.
- Funds for funeral expenses up to the value of $10,000 maybe held without being included in any asset testing
- You get to arrange the funeral YOU want to have.
- Leave your estate to your loved ones, not your funeral costs.
- Give peace of mind to yourself and your loved ones.
- Deposits can be made as single or casual lump sums.
- Your account earns interest at the current 'on-call' rate.
- Any money remaining after the funeral account has been settled will be paid back to the estate of the account holder.
- There are no fees charged against the Pre-paid funeral account.
The last thing you want your family to have to worry about is how to pay for your funeral, and we know life insurance can become expensive or difficult to arrange later in life as a result of pre-existing medical conditions. However, if you're between the ages of 50 and 79 applying for a funeral plan is easy and affordable as you are guaranteed. There is no medical required and we do not ask any health questions.
Our conditions are as follows:
- You select the amount of cover you can afford.
- Premiums are fixed at the start and never increase.
- 12% Joint Cover Discount applies if you and your partner take out a policy with the same level of cover.
- First 2 years of cover is provided in the event of an accident.
- When you are travelling the policy affords you cover where ever you are in the world.
- Free to cancel your policy at any time within first 30 days by written notification.
- Should the applicant die within the first two years there is no cover, however, all premiums are fully refunded.
- The policy does not cover suicide in the first 2 years, does not cover death at any time occurring during criminal activity,
Here is a guide of the monthly premium payable for selected cover depending on your age at the time of application. Cover levels which range from $5000 to $15,000 and depend on whether Male or Female, smoker or non-smoker.
We are happy to care for your loved ones ashes after the funeral to give you time to consider the most appropriate final resting place.
There are many options in regards to the final disposition of your loved ones ashes, these include:
- Scattering of the ashes
- Placing them in an Urn (to keep at home until a later date)
- Burial in a Cemetery Ashes Plot
You can scatter ashes just about anywhere these days, yet there are a few things to consider when thinking about scattering ashes. Make sure you have permission from the land owner.
Ashes may be scattered anywhere as long as permission is sought from the owners of the land. This includes public areas which will have a local Authority managing things.
When scattering in the sea or lakes, it is worth considering others who also have an interest, either cultural or recreational, in the area.
The only drawback with scattering ashes is there is no way to memorialize the site (erect a plaque or headstone). The other concern is that you may not have access to that area in the future.
Some families like to keep ashes until they have decided on a final resting place for them. Here at VJ Williams we have a range of urns that the family can choose from in order to keep them safe. Alternatively we can store the ashes here.
We have a range of wooden, metal and ceramic urns to choose from.
Interring ashes is becoming increasingly popular with many people. There are many options for placement of ashes and many cemeteries have specific ashes plots that allow the erection of a granite plaque, or a small headstone.
Having a plot for your loved ones ashes gives family and friends somewhere they can go and feel close to the one they have lost.
Ultimately the decision belongs to the family of their loved one. If you would like any further advice or have any questions, please feel free to come and see us.